Our Process

The starting point is to create a profile of you, covering your personal circumstances, current financial situation and how you arrived there.

We will clarify:

1. where you want to go
2. your goals & objectives
3. your concerns and aspirations
4. your attitude to investment risks

The starting point is to create a profile of you, covering your personal circumstances, current financial situation and how you arrived there.

We will then:

1. analyse your current position and consider your objectives to determine the ‘gap’ between the goal and the reality
2. create a personal financial plan generally known as a Statement of Advice, which communicates an efficient and effective route from A to B
3. explain all of our recommendations, (including alternatives) and answer any questions that you may have

This advice will only be valid for 30 days

Once you are ready to proceed with the advice (partially or in full) we will implement the recommendations.

This stage may also include an action plan and/or investment strategy document, as noted in the Statement of Advice.

The final stage is to review the plan and make modifications where required.

The overall aim of the financial planning process is to help you reach your financial goals and develop or maintain your desired lifestyle, in an efficient and effective way.

If you opt in to one of our ongoing service packages you will have a formal review annually to ensure your strategy is still working towards your current goals & objectives. We will also ensure throughout the year that you are kept up to date with any legislative and economic changes, and investments are performing in line with expectations.