Whatever your stage of life we can help you get your money on track
At Goal Financial Services we can review the management of your day to day finances, and recommend strategies to help you save more effectively, or better manage your borrowings.
Establish a budget
Establishing a budget and sticking to it isn’t easy, but it’s the best way to be in control of your finances and make sure your money is going toward the expenses that matter most to you and see how much you have left to play with.
As a great place to start please visit https://www.moneysmart.gov.au/tools-and-resources/calculators-and-apps/budget-planner
Track what you spend
If you want to get in touch with the reality of your own situation, tracking your everyday spending is an excellent way to do just that. Try to avoid money just slipping through your fingers using the Track My Spend app.
Pay off your debts
If you have credit card debt or have taken out a personal loan, make sure you are not still paying off these debts in 10 years’ time! Get a plan together to pay them off quickly.
Start a savings plan
Everyone needs a savings plan. Whether you are saving for a car, a holiday, a home deposit or an emergency fund to cover you if things get tough.
Start building your super
Retirement might seem like a long time away but the best time to build your super is when you are young.